FloatMe: Fast Cash Advance App Finance
apps.apple.comSummary
FloatMe is a mobile application that provides fast cash advances to users' bank accounts, along with budgeting tools and low balance alerts. It aims to help users manage their money and avoid overdraft fees by bridging small cash gaps between paydays.
Features1/12
See allMust Have
0 of 5
Instant P2P Transfers
Prepaid Debit Card (Cash App Card)
Early Direct Deposit
Commission-Free Stock Trading
Bitcoin Trading
Other
1 of 7
Fraud Monitoring & Security
High-Yield Savings
Round-Up Savings
Pay Over Time (Afterpay)
Instant Discounts & Offers
Customizable Card Designs
ATM Access & Fee Reimbursement
PricingSubscription
See allMembership
- Fast cash advances (Floats) up to $50
- Budget tools & insights
- Cash flow calendar
- Low balance alerts
- Marketplace offers
- Secure bank connection via Plaid
- First time approval amounts range from $10-$50
- Not all members will qualify for maximum amount right away
- Instant Float fees ($1-$7) are optional and not included in membership cost
- Cash advances not available in CT, MD, DC, NV
Rationale
FloatMe primarily offers cash advances, budgeting tools, and low balance alerts. While it is a financial app, it does not offer peer-to-peer transfers, a prepaid debit card, early direct deposit, stock trading, or bitcoin trading, which are the core 'must-have' features of Cash App. It does mention 'Strong Security' and uses Plaid for secure bank connections, which aligns with fraud monitoring and security, but this is an 'other' feature. The core functionalities are different.
