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FloatMe: Fast Cash Advance App Finance
apps.apple.comSummary
FloatMe is a mobile application that provides fast cash advances to users' bank accounts, along with budgeting tools and low balance alerts. It aims to help users manage their money and avoid overdraft fees by bridging small cash gaps between paydays.
Feature Matches1/12
See all1/12
Must Have
0 of 5
Instant P2P Transfers
Prepaid Debit Card (Cash App Card)
Early Direct Deposit
Commission-Free Stock Trading
Bitcoin Trading
Other
1 of 7
Fraud Monitoring & Security
High-Yield Savings
Round-Up Savings
Pay Over Time (Afterpay)
Instant Discounts & Offers
Customizable Card Designs
ATM Access & Fee Reimbursement
PricingSubscription
See allSubscription
Membership
$4.99 monthly
- Fast cash advances (Floats) up to $50
- Budget tools & insights
- Cash flow calendar
- Low balance alerts
- Marketplace offers
- Secure bank connection via Plaid
- First time approval amounts range from $10-$50
- Not all members will qualify for maximum amount right away
- Instant Float fees ($1-$7) are optional and not included in membership cost
- Cash advances not available in CT, MD, DC, NV
Rationale
FloatMe primarily offers cash advances, budgeting tools, and low balance alerts. While it is a financial app, it does not offer peer-to-peer transfers, a prepaid debit card, early direct deposit, stock trading, or bitcoin trading, which are the core 'must-have' features of Cash App. It does mention 'Strong Security' and uses Plaid for secure bank connections, which aligns with fraud monitoring and security, but this is an 'other' feature. The core functionalities are different.
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See allBest alternatives to [Product] in 2024?
Reddit·tech_enthusiast·2d ago·+142
I've been using Alternative A for 6 months now and it's been fantastic. The pricing is much better and the features are actually more robust than what [Product] offers.
Show HN: We built a better [Product]
Hacker News·startup_founder·5d ago·+89
After struggling with [Product]'s limitations, we decided to build our own solution.
It handles edge cases much better and the API is actually documented properly.
Check it out at our site.
[Product] vs Competitor B - which one should I choose?
Reddit·confused_buyer·Oct 14·+67
Honestly, after trying both, Competitor B wins hands down. Better customer support, cleaner interface, and they don't nickel and dime you for every feature.
Why we migrated away from [Product]
Hacker News·cto_mike·Oct 11·+234
The breaking point was when they changed their API without notice. We lost 3 days of productivity. Solution C has been rock solid for us since we switched.