Fiserv

Fiserv is a global fintech and payments company providing a wide range of solutions for businesses of all sizes, financial institutions, and software providers. Their offerings include payment processing, integrated payment solutions, banking services, and tools for managing financial operations. They also provide developer tools and APIs to enable seamless integration of their services.

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The candidate, Fiserv's 'Small Business' offering, focuses on providing payment processing, point-of-sale systems, and business management tools for small businesses. While it deals with financial transactions, it is primarily a B2B solution for merchants to accept payments and manage their operations, rather than a mobile-first financial services platform for consumers and small businesses offering peer-to-peer transfers, personal debit cards, early direct deposit, or investment features like stock and bitcoin trading. None of the 'must-have' features for Cash App are present in Fiserv's Small Business offering.