Copilot Money
copilot.moneySummary
Copilot Money is a personal finance application designed for Mac, iPhone, and iPad that helps users track their spending, investments, and net worth. It offers features like smart categorization of transactions, budgeting tools, recurring expense management, and the ability to monitor various investment types including stocks and crypto.
Features4/12
See allMust Have
2 of 5
Commission-Free Stock Trading
Bitcoin Trading
Instant P2P Transfers
Prepaid Debit Card (Cash App Card)
Early Direct Deposit
Other
2 of 7
Fraud Monitoring & Security
High-Yield Savings
Round-Up Savings
Pay Over Time (Afterpay)
Instant Discounts & Offers
Customizable Card Designs
ATM Access & Fee Reimbursement
PricingSubscription
See allStandard Subscription
- Track spending, investments, net worth
- AI-Powered spending categorization (Copilot Intelligence)
- Daily snapshots
- Smart categorization
- Rollover budgets
- Cash flow overview
- Budget rebalancing
- Machine learning categorization
- Custom categories
- Categorization rules
- Amazon and Venmo integrations
- Full transaction control
- Investment tracking (Stocks, Mutual Funds, ETFs, Bonds, Real Estate, Crypto)
- Net-worth tracking
- Live performance estimates
- Recurring expense management
- Bill alerts
- Fraud monitoring
- Credit building insights
- Overdraft fee prevention
- Bank fee spotting
- Spending understanding
- Payment alerts
- Bill change alerts
- Native applications for Mac, iPhone, iPad
- Privacy & security
- Bulk actions
- Light and Dark mode
- Widgets
- Quick launcher
- Fast search
- Face ID
- Apple Card, Apple Cash, Savings integration
Standard Subscription
- Track spending, investments, net worth
- AI-Powered spending categorization (Copilot Intelligence)
- Daily snapshots
- Smart categorization
- Rollover budgets
- Cash flow overview
- Budget rebalancing
- Machine learning categorization
- Custom categories
- Categorization rules
- Amazon and Venmo integrations
- Full transaction control
- Investment tracking (Stocks, Mutual Funds, ETFs, Bonds, Real Estate, Crypto)
- Net-worth tracking
- Live performance estimates
- Recurring expense management
- Bill alerts
- Fraud monitoring
- Credit building insights
- Overdraft fee prevention
- Bank fee spotting
- Spending understanding
- Payment alerts
- Bill change alerts
- Native applications for Mac, iPhone, iPad
- Privacy & security
- Bulk actions
- Light and Dark mode
- Widgets
- Quick launcher
- Fast search
- Face ID
- Apple Card, Apple Cash, Savings integration
Rationale
Copilot Money is primarily a budgeting and financial tracking app, which differs significantly from Cash App's core offering of peer-to-peer payments and a linked debit card. While Copilot Money does allow users to track investments (stocks, crypto) and savings, it does not offer direct P2P transfers, a prepaid debit card, or early direct deposit functionality as a financial platform. Its focus is on aggregation and analysis of existing financial accounts.
