Billetera P2P
play.google.comSummary
Billetera P2P is a digital wallet application that allows users to send and receive dollars instantly and without commissions. It facilitates transfers to bank accounts in local currency in supported countries and offers features to protect savings from devaluation. The app emphasizes security and quick processing for transactions.
Features2/12
See allMust Have
1 of 5
Instant P2P Transfers
Prepaid Debit Card (Cash App Card)
Early Direct Deposit
Commission-Free Stock Trading
Bitcoin Trading
Other
1 of 7
Fraud Monitoring & Security
High-Yield Savings
Round-Up Savings
Pay Over Time (Afterpay)
Instant Discounts & Offers
Customizable Card Designs
ATM Access & Fee Reimbursement
PricingFree
See allPersonal Account
- Instant P2P Transfers (USD)
- Send and receive dollars instantly
- Transfer dollar balance to bank account in local currency (Colombia, Venezuela)
- Withdraw funds to available accounts
- Save in dollars
- Protection from devaluation
- Easy and simple to use
- Pay in affiliated businesses
- Secure and available dollars
- Best exchange rate
- Fast and efficient processing
- Instant payments to friends and family
- Withdraw balance to local currency bank accounts
- Biometric authentication (fingerprint)
- Single device login for security
- 24/7 support (WhatsApp, email, social media)
- 100% encrypted transactions and access keys
- View transaction history
- Virtual card (no cost, no commission for purchases, no maintenance fee)
- Recargas via COP (Bancolombia, Efecty, Nequi)
- Recargas via Bs (Banco Mercantil, Provincial, Venezuela, Banesco, Bicentenario, Nacional de Crédito, Pago Móvil)
- Recargas via Tether (USDT) (Binance Pay, Wallet address)
- Daily limit of USD$10,000.00 (transfers and withdrawals)
- Monthly limit of USD$50,000.00 (transfers and withdrawals)
- Minimum recharge amount USD$5.00
- Recharges outside business hours (after 9:00 p.m.) reflected next day morning
- Recharges on holidays reflected next business day
- Cannot change registered email
- Service exclusive for mobile devices
- Account cancellation takes 48 hours to process
- Account suspension/deletion if no activity for more than 12 consecutive months
Legal Account
- Instant P2P Transfers (USD)
- Send and receive dollars instantly
- Transfer dollar balance to bank account in local currency (Colombia, Venezuela)
- Withdraw funds to available accounts
- Save in dollars
- Protection from devaluation
- Easy and simple to use
- Pay in affiliated businesses
- Secure and available dollars
- Best exchange rate
- Fast and efficient processing
- Instant payments to friends and family
- Withdraw balance to local currency bank accounts
- Biometric authentication (fingerprint)
- Single device login for security
- 24/7 support (WhatsApp, email, social media)
- 100% encrypted transactions and access keys
- View transaction history
- Virtual card (no cost, no commission for purchases, no maintenance fee)
- Recargas via COP (Bancolombia, Efecty, Nequi)
- Recargas via Bs (Banco Mercantil, Provincial, Venezuela, Banesco, Bicentenario, Nacional de Crédito, Pago Móvil)
- Recargas via Tether (USDT) (Binance Pay, Wallet address)
- Daily limit of USD$50,000.00 (transfers and withdrawals)
- Monthly limit of USD$100,000.00 (transfers and withdrawals)
- Minimum recharge amount USD$5.00
- Recharges outside business hours (after 9:00 p.m.) reflected next day morning
- Recharges on holidays reflected next business day
- Cannot change registered email
- Service exclusive for mobile devices
- Account cancellation takes 48 hours to process
- Account suspension/deletion if no activity for more than 12 consecutive months
Rationale
Billetera P2P offers instant peer-to-peer transfers in dollars, which aligns with the 'Instant P2P Transfers' feature. The website also mentions security measures like encryption, biometric authentication, and 24/7 support, which partially align with 'Fraud Monitoring & Security'. However, it lacks other core features of Cash App such as a prepaid debit card, early direct deposit, stock trading, or bitcoin trading. The service focuses on dollar-based transactions and remittances, primarily in Colombia and Venezuela, rather than a comprehensive mobile banking and investing platform.