Competitors
50
Summary
Zenus Bank provides global banking and fintech solutions, offering US bank accounts to individuals, businesses, and financial institutions worldwide. Their services include international money transfers, multi-currency management, and global card issuance, aiming to simplify cross-border transactions with competitive rates and efficient processing.
Feature Matches4/12
See all4/12
Must Have
2 of 5
Instant P2P Transfers
Prepaid Debit Card (Cash App Card)
Early Direct Deposit
Commission-Free Stock Trading
Bitcoin Trading
Other
2 of 7
Fraud Monitoring & Security
ATM Access & Fee Reimbursement
High-Yield Savings
Round-Up Savings
Pay Over Time (Afterpay)
Instant Discounts & Offers
Customizable Card Designs
PricingTiered
See allTiered
Zenus Infinite Account
$19.99 monthly
- US bank account
- Zenus Visa Infinite Debit Card (first card free)
- Wire transfers in US (free)
- Zenus Transfers (free)
- Wire/SWIFT transfers (free to receive)
- Multi-currency payments (40+ currencies)
- Online banking
- Mobile app (iOS/Android)
- 24/7 access
- Foreign exchange services
- International money transfers
- Large money transfers
- Access to US banking for foreigners, expats, international students, freelancers, digital nomads
- Wire transfers from account: $25
- Wire/SWIFT transfers from account: $25
- ATM withdrawals: $1 per transaction
- Replacement Zenus Visa Infinite Debit Card: $50
- Banking Reference: $25
- Printed Account Statement and Delivery: $25
- Document Delivery: $25
- SWIFT Message Copy: $25
- SWIFT Investigation: $25
- Telephone Banking Transactions: $25
- Account Closure Administration Fee: Up to $25
- ATM Balance Inquiries: $1
- Inactive Account monthly fee: $25
- Visa Direct Incoming Daily Limit: $360
- Visa Direct Incoming Weekly Limit: $2520
- Visa Direct Incoming Monthly Limit: $10800
- Visa Direct Outgoing Daily Limit: $2500
- Visa Direct Outgoing Weekly Limit: $10000
- Visa Direct Outgoing Monthly Limit: $25000
- ATM Withdrawals Daily Value Limit: $500
- ATM Withdrawals Weekly Value Limit: $3500
- ATM Withdrawals Monthly Value Limit: $15000
- ATM Withdrawals Daily Volume Limit: 3
- ATM Withdrawals Weekly Volume Limit: 21
- ATM Withdrawals Monthly Volume Limit: 90
- POS Purchases Daily Value Limit: $5000
- POS Purchases Weekly Value Limit: $35000
- POS Purchases Monthly Value Limit: $50000
- POS Purchases Daily Volume Limit: 9
- POS Purchases Weekly Volume Limit: 63
- POS Purchases Monthly Volume Limit: 270
Rationale
Zenus Bank offers a Visa Infinite Debit card (physical and virtual) which aligns with the 'Prepaid Debit Card' feature. They also explicitly mention 'P2P Book Transfers' and 'Card-to-Card' transfers which are instant and free within their ecosystem, matching 'Instant P2P Transfers'. The website highlights 'enhanced card security' and 'advanced security technology' which covers 'Fraud Monitoring & Security'. While they offer ATM access, the fee reimbursement aspect is not explicitly stated, but ATM access is available. The candidate does not offer early direct deposit, stock trading, or bitcoin trading, nor does it mention high-yield savings, round-up savings, pay over time, instant discounts, or customizable card designs.
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See allBest alternatives to [Product] in 2024?
Reddit·tech_enthusiast·2d ago·+142
I've been using Alternative A for 6 months now and it's been fantastic. The pricing is much better and the features are actually more robust than what [Product] offers.
Show HN: We built a better [Product]
Hacker News·startup_founder·5d ago·+89
After struggling with [Product]'s limitations, we decided to build our own solution.
It handles edge cases much better and the API is actually documented properly.
Check it out at our site.
[Product] vs Competitor B - which one should I choose?
Reddit·confused_buyer·Oct 14·+67
Honestly, after trying both, Competitor B wins hands down. Better customer support, cleaner interface, and they don't nickel and dime you for every feature.
Why we migrated away from [Product]
Hacker News·cto_mike·Oct 11·+234
The breaking point was when they changed their API without notice. We lost 3 days of productivity. Solution C has been rock solid for us since we switched.