Cleo

Cleo is an AI-powered financial assistant app designed to help users manage their money through budgeting, saving, and credit building tools. It offers personalized insights, tracks spending, helps set savings goals, and provides a secured credit card to build credit.

Cleo is an AI-powered budgeting app that focuses on helping users manage their money, avoid overdrafts, build credit, and save. While it offers features like cash advances and a credit builder card, it does not provide peer-to-peer transfers, a general-purpose prepaid debit card for everyday spending, early direct deposit, or investment features like stock or bitcoin trading, which are core to the Cash App concept. The only matching feature is general fraud monitoring and security, which is a common feature for financial apps.