Summary

Gemini is a cryptocurrency exchange and custodian that allows users to buy, sell, and trade over 70 cryptocurrencies. It offers a mobile app for trading, advanced trading tools, and a crypto-rewards credit card. Gemini emphasizes its regulatory compliance and security measures for digital assets.

Features
3/12
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Must Have

1 of 5

Bitcoin Trading

Instant P2P Transfers

Prepaid Debit Card (Cash App Card)

Early Direct Deposit

Commission-Free Stock Trading

Other

2 of 7

Fraud Monitoring & Security

Instant Discounts & Offers

High-Yield Savings

Round-Up Savings

Pay Over Time (Afterpay)

Customizable Card Designs

ATM Access & Fee Reimbursement

Pricing
Freemium
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Gemini Credit Card

$0.00 yearly
  • Earn crypto rewards on every purchase
  • 4% back on gas, EV charging, transit, taxis & rideshare (up to $300 spend/month, then 1%)
  • 3% back on dining
  • 2% back on groceries
  • 1% back on everything else
  • Mastercard World Elite benefits
  • No annual fee
  • No foreign transaction fees
  • No exchange fees for crypto rewards
  • Customizable metal card designs (Bitcoin Orange, Black, Silver, Rose)
  • Card number removed from physical card for security
  • Access card number in app
  • Instant rewards (some exclusions apply)
  • Earn Bitcoin or 50+ other cryptos
  • Easily change crypto reward choice
  • 4% back category limited to $300 spend per month, then 1% thereafter.
  • Requires credit approval.
  • Welcome bonus requires spending $3,000 in first 90 days.

Trading (Standard)

Custom
  • Buy, sell, and store 70+ cryptocurrencies
  • Access to basic trading interface
  • Instant and recurring orders
  • Price alerts
  • Account snapshot
  • Mobile app access
  • Specific fee schedule applies (Gemini Fee Schedule)

ActiveTrader

Custom
  • High-performance crypto platform
  • Professional-level trading experience
  • Multiple charting types
  • Watchlists
  • Price alerts
  • FIX / REST APIs and WebSocket feeds
  • Direct access to order placement and real-time market data
  • Pair Discovery
  • Seamless transition between Basic and Advanced trading modes
  • Pair based trading across currencies (300+ trading pairs)
  • Order type options (limit orders, maker-or-cancel, immediate-or-cancel, fill-or-kill)
  • Advanced trading tools (candlestick charting, order book, depth book, open orders details)
  • Specific fee schedule applies (ActiveTrader™ Fee Schedule)

Gemini Custody

Custom
  • Store and manage digital assets on behalf of clients
  • Highly regulated and secure custody solution

Gemini Derivatives

Custom
  • Derivatives trading

Staking

Custom
  • Stake Solana and other cryptos
  • Earn APR on staked assets
  • Rates vary by asset and market conditions.
Rationale

Gemini is primarily a cryptocurrency exchange, which aligns with the 'Bitcoin Trading' feature. While it offers a credit card, it's a crypto rewards card, not a general-purpose prepaid debit card like Cash App's. There's no explicit mention of instant P2P transfers, early direct deposit, or stock trading for traditional stocks. However, the website emphasizes security and fraud monitoring. The credit card offers instant rewards, which can be considered a form of 'Instant Discounts & Offers'.